Buy Now. Pay Smarter. Live Better.
Flexible credit for everyday spending.
Credify gives you the freedom to split payments, access instant credit, and take control of your financial life powered by intelligent lending.
“I have been using Credify for the past year, and it has completely transformed the way I shop.”
Trusted by shoppers. Loved by merchants. Built with bank-grade security.
Smart Credit Built for Real People.
With Credify, you’re not just borrowing, you’re building.
We use responsible, real-time credit decisioning to offer fair financial access without hidden fees, complicated terms, or long approval waits.
Daniel Carlson
Justin Whitetaker
Savannah Nguyen
🛒 FOR SHOPPERS — Spend Flexibly. Stress Less.
Shop confidently knowing you can stretch payments without straining your wallet. Whether it’s the essentials or the “I deserve this” moments, Credify empowers you to plan spending with ease.
FOR MERCHANTS — Grow Your Sales, Reduce Abandonment
Increase conversions by giving your customers the power to split payments.
With Credify, businesses get:
✔Higher checkout completion
✔Bigger basket sizes
✔Instant payouts
✔Seamless API & plugin integration
✔Access to analytics and shopper insights
SECURITY & TRUST
Your security is our priority.
Credify uses advanced fraud detection, encryption, and monitoring to keep your data and money safe.
Simulate and plan your retirement success
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FEATURES BUILT FOR TODAY’S SHOPPER
At Credify, we believe that everyone deserves financial security and independence, that’s why we’re committed to providing you with the information and resources you need
⭐ REAL STORIES. REAL IMPACT
At Credify, we believe that everyone deserves financial security and independence, that’s why we’re committed to providing you with the information and resources you need
Olivia Wattson
"I have been using Credify for the past year, and it has completely transformed the way I manage my money. With its intuitive interface and helpful budgeting tools, I am now able to save more and spend less without sacrificing my quality of life. Thank you, FinFlow!"
Natalie Craig
"As a small business owner, managing my finances has always been a challenge. But Credify has made it so much easier."
Jack Frost
"As a recent college graduate, I was overwhelmed by the prospect of things i needed to set my life up. But thanks to Credify, I now feel confident and in control of my money. The installment payment plan, recommendations and finance planning tools have been especially helpful in setting me up for long-term financial success."
Blake Belladona
"I have been using Credify for several months now, and I have to say, it's been a game-changer for me."
Marcy Williams
"Before discovering Credify, I struggled to keep track of my spending and often found myself living paycheck to paycheck. But with the help of Credify's budgeting and expense tracking tools, I am now able to save more and worry less about money."
Artem Phoenix
"I never realized how much money I was wasting on unnecessary expenses until I started using Credify."
Free
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$0
Recommended for
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Pro
$19
Recommended for
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Pro +
$29
Recommended for
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Free
$0
/year
Recommended for
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Pro
$189
/year
Recommended for
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Pro +
$289
Recommended for
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